Nurture your childcare business with a smart financing option.
As a daycare provider entrusted with the care of young children, owning you own building give you full control over your business environment, ensuring that it is safe, stable and tailored to the needs of your customers. The Bank of Edison is actively lending to Daycare Businesses, helping providers acquire or refinance facilities on favorable terms with lower down payments and longer repayment periods. We lend to childcare businesses throughout the southeast and midwest. Our experienced commercial lending team is here to guide you through every step of the process – from prequalification to closing.
Why Bank of Edison financing is a smart fit for Childcare Providers?
As a daycare provider, you’re aware of the challenges faced in today’s world, such as finding and keeping skilled staff, dealing with ever-tightening profit margins and keeping up with increased regulatory compliance, just to name a few. The last thing you need is a fight with a landlord to ensure that your business home is child-friendly, up to code and safe. We help daycare providers purchase their own building — with lower down payment, better terms, and fewer roadblocks.
The Bank of Edison Difference
The responsible choice for childcare businesses throughout the Southeast and Midwest:
Low Down Payment
We have commercial real estate loan products requiring as little as 10% down, preserving your cash flow for continued operations and capital investments.
Variable & Fixed Rate Options
We offer both variable and fixed rate products.
Lock in payments with fixed-rate financing
or…
Maintain flexibility with a variable-rate loan
or…
Maintain flexibility with a variable-rate loan
Maintain flexibility with a variable-rate loan
Longer Repayment Terms & No Balloon
Our real estate loans are termed out over 25 years, and unlike many conventional loans, they do not require balloon payments at the end of the term or carry burdensome loan covenants.
Real Estate Ownership Opportunities
We can help borrowers with limited history or collateral gain access to the financing they need. Let us empower you, as a business owner, to buy instead of lease and to begin building equity in your business.
Below are just some of the Southeast & Midwest Markets we serve
The Bank of Edison is actively providing financing for childcare facilities across the following major metropolitan and regional markets:
Southeast:
- Atlanta, GA
- Charlotte, NC
- Birmingham, AL
- Jacksonville, Tampa, Orlando & Miami, FL
- Memphis & Nashville, TN
- Greenville & Columbia, SC
- New Orleans, LA
- Houston, Dallas, Austin & San Antonio, TX
Midwest:
- Chicago, IL
- Cleveland, Columbus & Cincinnati, OH
- Indianapolis, IN
- St Louis, MO
- Kansas City, MO & KS
- Oklahoma City, OK
Even if your market isn’t listed above, we may still be able to help you out. We also lend in many rural markets.
If we can’t fund your loan directly, we may be able to refer to you a lender who can.
Interested in a commercial real estate loan?
Our team of experienced lenders is available to talk to you today. Reach out to us to find out how we can help.
Ready to start the process?
Fill out our online form to get the process started today.
The Bank of Edison does not lend in the following states – Arizona, California, Hawaii, Nevada, New York, New Jersey, North Dakota, South Dakota or Vermont